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Umbrella Insurance

Umbrella insurance is a type of personal insurance that protects existing coverages of other policies. It covers such assets as home, boat, or car. This type of insurance is the perfect choice for those who want to protect their personal and financial well-being. If you are thinking of getting umbrella insurance but want to know more about it, The Firebird Agency has essential information about this insurance.

What Does Umbrella Insurance Cover?

A typical umbrella insurance policy covers the following things:

Who Needs Umbrella Insurance?

Umbrella insurance is beneficial for everyone because accidents resulting in high costs can happen to anybody. Umbrella insurance prevents policyholders from paying out of pocket for other people's legal or medical bills if they are found responsible. This type of insurance usually extends to other family members of the policyholder's household, including children, spouses, and other relatives.

What Is Not Covered By Umbrella Insurance?

In most cases, umbrella insurance does not provide coverage for the following things:

Is It Worth Getting Umbrella Insurance?

It is recommended to purchase umbrella insurance if you own significant and expensive assets. Standard homeowners or auto insurance is often not sufficient if you get sued for a car accident, dog bite, or any other accidental injury to someone else.

The Firebird Agency - Your Reliable Insurance Agency

If you are looking for an insurance agency to buy umbrella insurance, you should contact our agency that will help you find the perfect policy based on your personal needs and budget. Feel free to visit our office or give us a call if you have any questions.

While our offices are located in Arizona and California, we are licensed all over the country.

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